When Should You Buy Travel Insurance?

The best time to buy travel insurance is immediately after booking your trip. Why? The earlier you purchase your coverage, the sooner you’ll be protected. Waiting until a disruption occurs in your plans could leave you without options—you can’t buy insurance retroactively.

Additionally, many travel insurance plans require you to purchase coverage within 14 days of making your first trip payment or deposit to qualify for the existing medical condition benefit. This important benefit ensures that you, a traveling companion, or a family member with an existing medical condition can still access applicable benefits and assistance services, provided you meet certain criteria.

Top 3 Reasons You Need Travel Insurance

1. Unexpected Trip Cancellations

Life happens, and sometimes you may need to cancel your plans. Common reasons include:

2. Financial Protection

Travel insurance can save you from significant financial losses if your trip is canceled or interrupted. Non-refundable costs, such as flights, accommodations, or prepaid tours, can add up quickly.

3. Peace of Mind

Whether it’s covering medical emergencies, lost luggage, or travel delays, insurance allows you to enjoy your trip without constant worry about potential mishaps.

Why Acting Early Matters

The earlier you act, the better. Purchasing travel insurance right after booking ensures you’re covered for unexpected events that might arise before your trip even begins. For example, if an unforeseen medical issue forces you to cancel, your insurance can help recover the costs.

Don’t Delay—Protect Your Trip Today

If you’ve already finalized your travel arrangements, don’t wait! Take the next step to protect your journey by getting a quote for travel insurance. It’s a small investment for peace of mind and financial security on your next adventure.